Ryan Griggs·Apr 27On the Composition of the Financial ProfileMonday morning thoughts on capital and the financial condition of the high-skilled professional or small business ownerA response icon1A response icon1
Ryan Griggs·Mar 14On the Strategy Behind Premium Level Selection: Two ExamplesAddresses the claim that premium to IBC-style whole life should match or equal 100% of annual income, and emphasizes the purpose and…
Ryan Griggs·Apr 2, 2024Let’s Talk CommissionsOn the sale of dividend-paying whole life insuranceA response icon1A response icon1
Ryan Griggs·Nov 10, 2023On Becoming a Life Insurance Agent Specializing in the IBCAn open letter to those contemplating the businessA response icon3A response icon3
Ryan Griggs·Oct 25, 2023Companion Term: Building an On-Ramp to IBC System ExpansionThe use cases and tradeoffs involved with purchasing standalone term life insurance for future conversion into IBC-style whole life.
Ryan Griggs·Aug 2, 2023The Premium Deposit Fund Rider: How to Use a Windfall to Start the IBCA case study on how to transform accumulated financial value into seed funding for your own personal monetary system
Ryan Griggs·Apr 7, 2023My Talk at the 2023 Nelson Nash Institute IBC Think TankIBC-Style Policy Design & Use: An Economic Perspective
Ryan Griggs·Jan 26, 2023MassMutual May Terminate Agent Contracts, Reject Applications Associated with Infinite BankingIn January 2023, one of the largest life insurance companies in the world circulated an internal memo blasting Infinite Banking. I respond.
Ryan Griggs·Sep 16, 2022Why Stop at 10–90? The Real, Most Anti-Base Premium Whole Life Policy Designs10–90 is not as anti-base as you can go. So why stop there?A response icon1A response icon1
Ryan Griggs·Aug 23, 2022Clients, You’re Invited! The First Ever Banking with Life Live Event — 10/15/22 in Fort Worth, TXSee within for instructions to get tickets.
